AHRMA Insurance Program Services

Experienced claims professionals working for you.

CLAIMS

Our claims staff strives to minimize claim costs while providing excellent member service so that your claims are resolved in a timely manner and you can get back to business. We also have in-house counsel to handle litigation management.

AIP:

Handles claims from initial investigation to final settlement
Provides on-site investigations to validate and assess damage on property and liability incidents
Provides legal defense for all Directors and Officers Liability and General Liability suits whenever necessary
Uses highly regarded law firms to defend complaints such as discrimination, fair housing, wrongful discharge, and bodily injury
Provides claim activity reports to help members track losses and effectively implement prevention programs
Conducts on-site claim reviews to summarize loss experience, update management on status of open claims and address member concerns

LOSS CONTROL

AHRMA loss control and risk management staff focus on helping members reduce and prevent losses in all areas of their business.

AIP:

Conducts comprehensive safety inspections to identify property, liability and workers' compensation loss exposures
Helps determine the quality and effectiveness of subscribers' existing safety and loss control programs and offers consulting assistance on ways to improve their loss control efforts
Helps develop custom written safety programs and develop OSHA mandated programs such as Bloodborne Pathogens, Hazard Communication and Lockout/Tagout
Provides regional or onsite safety training seminars for all areas of interest including but not limited to Bloodborne Pathogen, Hazard Communication, Lockout/Tagout, Defensive Driver Training, Back Safety/Proper Lifting, Accident Investigation and Sexual Harassment
Offers contract reviews to help subscribers understand the insurance and indemnification language present in most documents ensuring the language is appropriate
Offers a comprehensive safety video library free to subscribers along with numerous sample policies and programs
Through our Attorney Hotline member questions are answered to help them avoid some typical legal snares

AHRMA provides stable and reasonably-priced risk-sharing products designed specifically for its subscribers. Call (888) 714-8499 extension 235 for a FREE consultation and estimate.