Subscriber Coverage Provided by AHRMA Insurance Program

Property Coverage

Limit

• Property Limit is the actual TIV

Includes

• Business Personal Property
• Business Income and Extra Expense
• Electronic Data Processing $100,000 Limit
• Property Off Premises $25,000 Limit
• Sewer Backup $100,000 Limit
• Leased Equipment $25,000 Limit
• Property In Transit $25,000 Limit
• Money and Securities $10,000 Limit

General Liability

Limit

• $1 Million Per Occurrence, $2 Million Annual Aggregate
• Higher Limits Available

Includes

• Bodily Injury and Property Damage Liability
• Employee Benefits Liability (Claims Made)
• Personal and Advertising Injury Liability
• Defense for Allegations of Sexual Abuse / Molestation ($500,000)

Management Liability

Limit

• $1 Million Per Claim, $1 Million Annual Aggregate
• Higher Limits Available

Includes

• Claims Made Form
• Employment Practices Liability
• Judicial and Administrative or Quasi-Judicial Proceedings

Ancillary Insurance Available

Includes

• Workers Compensation
• Owned Automobile
• Builders Risk
• Daycare Liability
• Professional Liability
• Security Liability
• Flood
• Fiduciary Liability